Request A Consultation
(269) 279-2521

About Our Agency

Charvat Insurance prides itself on the value we bring to our clients. As a team of experienced professionals, we don't just place your policies. We craft individual insurance and risk management strategies to match the unique needs and goals of each client we serve. We are proud to be a local Michigan full service insurance agency that can support all of your needs. In this day and age trust is an important factor in any relationship. We are confident we can supply both results as well as a valued trusted relationship.


Michael Charvat, President

When I am not working, you will find me enjoying athletics and general health. Keeping up with my three kids is not enough for me so I like to run triathlons, coach youth sports, and participate in as many team sports as my body will let me. I also enjoy finance, learning about raising kids and being a part of my church. I subscribe to the work hard, play hard lifestyle and intend to live life to it’s fullest, while helping my fellow man through hard work and spiritual grace. I look forward to working with you.

This career allows me to assist my family, friends, neighbors, and community with difficult to understand concepts and also is rewarding when I can be there at the time of tragedy. I have formed many great relationships by working hard for my customers. Our biggest source of new business is our referral base.