BODILY INJURY LIABILITY: This coverage provides protection against financial loss should your auto injure others and you are held liable. You are covered up to the policy limit per one individual and to an increased limit for an accident injuring two or more people.

REGULAR COLLISION: This coverage pays for damages to your auto which are caused by collision with any object or overturn of your auto. It pays to the policy limit, minus the deductible amount you select, or to the actual value of the auto.

BROAD COLLISION: Pays for damage to your vehicle regardless of fault. If you are not more than 50% at fault, the deductible is waived.LIMITED COLLISION: Pays for damage to your vehicle only if the driver of your vehicle is not more than 50% at fault.

COMPREHENSIVE: This coverage pays for loss or damage to your auto (other than collision) when caused by theft, wind, fire, vandalism, explosion, or any other covered peril. It pays to the policy limit, minus the deductible amount you select, or to the actual value of the auto.

MEDICAL PAYMENTS: This coverage provides protection against financial loss when you or others in your auto are injured. It includes such expenses as medical bills and surgery. You are covered up to the policy limit, regardless of who is at fault. This coverage will help fill in the gaps you may have in your own personal or family health plan.

PERSONAL INJURY PROTECTION: This coverage provides protection in the event you are injured in an auto accident. Expenses such as medical and rehabilitation cost, wage-loss, replacement services, and funeral costs are covered up to the policy limit regardless of who is at fault.

PROPERTY DAMAGE LIABILITY: This coverage provides protection against financial loss should your auto damage the property of others and you are held liable. This includes property such as an auto, house, fence, or building. You are covered up to the policy limit for each separate occurrence.

RENTAL REIMBURSEMENT: This coverage pays for the rental of an auto, up to a stated limit, when your insured auto is disabled due to a collision or comprehensive damage.

TOWING AND LABOR: This coverage pays for towing and emergency labor costs when the insured auto becomes disabled while on the road, up to a stated amount.

UNDERINSURED MOTORIST: This coverage pays the difference between the amount you are entitled to receive for an injury and the actual amount of insurance carried by the driver responsible for your injuries. You and your passengers are covered up to the policy limit.

UNINSURED MOTORIST: This coverage pays for expenses that you and your passengers incur as a result of injury caused by an uninsured motorist. The coverage also pays you and your family members up to the policy limit if you are a victim of a hit-and-run accident or are struck by a vehicle as a pedestrian.